General Provisions	Benefits
Basic employee life insurance	3 times employee's earnings
Maximum basic employee life insurance	$100,000 without evidence of insurability $250,000 with evidence of insurability
Supplemental (voluntary) employee life insurance	Supplemental (voluntary) employee life insurance is available $300,000 without evidence of insurability $500,000 with evidence of insurability Supplemental life insurance employee contributions You may purchase additional life insurance if you want more coverage. Your contributions may depend on some or all of the following factors: your age, the amount of coverage and your smoker status.
Accidental Death & Dismemberment (AD&D)	Basic Accidental Death & Dismemberment (AD&D) Insurance Same as basic life Supplemental (voluntary) employee AD&D insurance Yes, is available Supplemental AD&D employee contributions You may purchase additional AD&D insurance if you want more coverage. Your contributions may depend on some or all of the following factors: your age, the amount of coverage and your smoker status.